Workers' Compensation

Making Effective Workers' Comp Claims

If you got hurt on the job and haven't been able to work, there are probably many questions running through your mind. One of them may be what types of workers' compensation benefits you may be entitled to.

I am attorney Robert Zarbin, and I am committed to helping you pursue all rightful benefits under the law. With more than 25 years of legal experience, I know how to maximize workers' comp claims. From my office in Upper Marlboro, I serve clients throughout Prince George's County and the surrounding parts of Maryland.

What Types of Benefits Are You Eligible For?

In certain cases, you may be able to sue a party other than your employer for personal injuries. But even if you cannot, the workers' compensation system offers numerous benefits in appropriate cases.

Following a serious injury in the workplace, reimbursement for medical bills and the replacement of lost income are key considerations. If you have to retrain for a different job, you may also be eligible for vocational rehabilitation benefits. And, in cases of fatal accidents, workers' comp does provide for certain death benefits.

Workers' compensation is not a one-size-fits-all program. The benefits available under the law depend a lot on your specific situation. I can guide you forward in making a claim that reflects your particular circumstances.

Medical Treatment: Getting Your Bills Covered

Workers' comp is not only supposed to pay doctor and hospital bills. It is also supposed to pay for prescriptions, physical therapy and other necessary expenses, as determined by guidelines from the Maryland Workers' Compensation Commission.

Of course, for injuries that do not fully heal, there is no blank check. At some point, there may be questions about whether you have reached "maximum medical improvement." I can advocate for you to protect your interests and make your claim for appropriate disability benefits.

Income Replacement: How Much Do You Get?

In Maryland, if you missed more than three days of work due to a workplace injury or illness, you are eligible for income replacement benefits. These benefits are sometimes referred to as temporary total disability payments.

These benefits are designed to be available during the period of time you need to heal from your injuries and cannot do any work. If the period during which you can't work is 14 days or less, the first three days of lost income aren't included. But if your temporary disability lasts more than 14 days, eligibility for income replacement dates from the very beginning of the disability.

The amount of these income-replacement benefits is based on your average weekly wage for the year in which you were injured. In general, you are supposed to get two-thirds of your average weekly wage.

What if you are able to work while you are healing, but have to work at a job that pays less money than you made before? In this case, what you are seeking is called temporary partial disability benefits. In Maryland, these benefits are supposed to pay 50 percent of the difference between what you made before the injury and what you made after it. This difference is calculated in terms of average weekly wage.

What If Disability Is Permanent?

If you are permanently disabled, your benefits under the workers' comp system may continue indefinitely. It will be necessary, however, to determine whether your condition qualifies for permanent total disability or permanent partial disability benefits.

In some cases, where disability is permanent and total, you may want to consider filing for Social Security disability (SSD) benefits. But the relationship between workers' comp and SSD is tricky, and this is something you will want to discuss with a knowledgeable lawyer. I can help you take the steps that make the most sense for you, based on your specific situation.

Take Action Today

To arrange a no-cost, confidential consultation with Zarbin Law Firm in Upper Marlboro, give us a call today at 800-391-4018. Or, if you prefer, complete our online form.